Gas Station Loans and Financing
Purchase / Refinance
Vantage Point Capital provides commercial loans for gas station,
service station, and c-store in all 50 states and the District of
Columbia. Commercial property loans are available for the
acquisition or refinancing of above average condition properties.
Eligible Property Types
Properties eligible for gas station commercial real estate loan
program should be of above average condition, and
environmentally compliant.
• Loans Must be Secured by Real Estate - No Business Financing
• Brand or Non-Branded OK
• Owner Operated or Investor
• SBA, Conventional, and Private Money Programs
Gas Station Loans
Program Highlights
• LTVs Range Between 55% - 80%
• Fixed and Variable Rate Options
• 15, 20, 25, & 30 Year Amortizations
• Flexible Prepay Options
• 2 Year Seasoning for Refinances
• Minimum 620 Credit Score
• Full Document Only
Loan Documents Checklist
1- Subject Property
• History of business and purpose of loan
• Color Photos Of Property (Interior and Exterior)
• Purchase Agreement if Applicable
• Franchise Agreement if Applicable
• Fuel Supply Agreement
• Estimated Usage Of Proceeds
• Pro forma projection for 1st, 2nd years
• Account Receivable / Account Payable Schedule
• Copy of Note(s) If applicable
• Secondary Financing Agreement(s) (if applicable)
• Phase 1 / Phase 2 Report
• Copy Of Recent Appraisal and Indemnification Letter if Applicable
• Articles of Incorporation & Federal By-Laws
2- Borrowers Information
• 3 -Years Business and Personal Tax Returns
• Personal Financial Statement Dated Within the Past 60 Days
• Business Interim Financial Statements
• Bank Statements (Last 3-Months)
• Schedule of Real Estate Owned
• Borrower's Credit Report
